Freedom Debt Relief Reviews

We are very happy to sign up with Freedom Debt Relief. Their people were very thorough in explaining how it works. We are still in the beginning stages, but it seems to be working very well. I wish we knew about this program earlier, like maybe 5 or 7 years ago. Thanks to FDR for all help and guidance you have shared with us.

Bottom Line: Yes, I would recommend this to a friend

I was at my wit's end thinking how I was going to get my credit card debt paid by the time I retire. The way I was going I saw no end in sight. I contacted them, and it has been really easy dealing with them and setting up my payment plan. I would highly recommend them to anyone trying to get out of debt and wanting to see a light at the end of the tunnel.

Bottom Line: Yes, I would recommend this to a friend

I was very skeptical and afraid I may have made a mistake in getting involved with Freedom Debt Relief. But MUCH quicker than I anticipated, they managed to settle my major credit card account by 50%.

Thank YOU, Freedom Debt Relief. I am so thankful I met you.

Bottom Line: Yes, I would recommend this to a friend

First, too many fees. Second, every time I call you get a different agent. They should have one person that knows your case. Last, I should have done my homework and went with a different company. In conclusion, I am not happy with this company.

Bottom Line: No, I would not recommend this to a friend

This program relieved me of so much stress and depression. I thank God for this program and for the nice gentleman that I spoke with concerning my hardship. He shared a wonderful story with me about his mother, and that really touched my heart. Please continue to hire or have employees that have compassion and genuine concern for others. Thanks so much.

Bottom Line: Yes, I would recommend this to a friend

I am beyond grateful to be in the program and find Freedom Network. My private student loans especially were a constant stress for me even when I wasn't thinking about them, I was. To not have to deal with Sallie Mae at all and get help from Freedom with getting loans paid off at a much better amount and the timeline has been such a big relief.

Each customer service rep is so kind, patient, helpful and just amazing. I can call as much as I want and ask as many questions.

The whole process has been great, and they make it as easy as possible. To find a company that helps take care a private loan debt is a godsend and I am so grateful for Freedom Debt Relief.

Bottom Line: Yes, I would recommend this to a friend

With FDR's help, one settlement has been completed and it feels good. I can't wait to have another one completed and continue to move forward and meeting my goal; debt free in three years. Great job and thanks again!

Bottom Line: Yes, I would recommend this to a friend

It is a wonderful experience working with Freedom Debt Relief; they know the job very well. Thanks guys, good job. When it comes to resolving a problem, they know how to do it, and is what I like about them. Great people, great customer services, and they help you no matter what is the situation, and they give answers back. Thank you again Freedom Debt Relief.

Bottom Line: Yes, I would recommend this to a friend

I was notified that one of my debts was paid off with close to a 50% reduction. It was a great feeling to know that I'm on my way to being debt-free! The staff has been wonderful answering my questions and pacifying my concerns. Thanks so much!

Bottom Line: Yes, I would recommend this to a friend

My husband insisted that we do the program. I was reluctant, worrying about our credit score and even if we could afford to do it. The truth was we could not afford NOT to do it. So we began.

Yes, at times it was difficult. There were months where we had to postpone our payments. After my husband died in September last year, I wondered how I could finish the program and Freedom Debt Relief, even called asking me if I was going to continue because it was my husband's debt that was left and I was not really financially obligated. But I did! It is a wonderful legacy he left me. I am just really really sad that he is not here to enjoy our debt free life that I now have. Thank you.

Bottom Line: Yes, I would recommend this to a friend

I love Freedom Debt Relief. They gave me help when no one else would. Everyone I have interacted with has been very professional and friendly. We have settled with one of my seven creditors over the past eight months. The process is naturally slow, and I have accepted the offer to expedite the process with their sister company Consolidation Plus.

I highly recommend Freedom Debt Relief if you need this type of help. I also recommend opting for the NLLG service.

Bottom Line: Yes, I would recommend this to a friend

I am more than happy with the Debt Relief Program. I feel confident and my life has changed because of this. I trust them and their team. It works just like they promised it was going to be, and for this reason no matter what, and always, they will have every 20th of the month the money in my dedicated account.

I will like to thank them for this opportunity because it is very hard to find people as honest as all of them are.

Every time I call, the agents are also very nice and professional, and for this reason, I always give them a 9 (highly satisfied).

Thank you.

Bottom Line: Yes, I would recommend this to a friend

Our sponsor has been more than helpful in starting our journey.

Looking forward to getting debt free. I know it may take a little time, but there's light at the end of the tunnel. And the time it will take us much less time with paying minimum payments. One debt has already been resolved and that was a great feeling. Thanks Freedom Debt!

Bottom Line: Yes, I would recommend this to a friend

My experience with Freedom Debt Relief has been a complete nightmare. From the beginning of the process, they calculated my monthly payment incorrectly, and they then continued to contact me for additional funds to resolve the first account. That just continued.

Then I was summons to court by the Discover credit company. Freedom Debt Relief gave me no help. I had to contact Discover's attorneys myself and resolve it, and Freedom still paid themselves for the resolution of that account.

Then when I thought all my accounts were resolved, I noticed one small creditor was not resolved, so I have been calling Freedom Debt Relief for the past year and a half to please ESCALATE this account, so they said they did. I probably have talked to more representatives than any client ever. Many representatives told me to stop my monthly payments because of the surplus in my account.

So I continued to call every month to check on the status of the last account and talked to managers and whoever they would promise to contact me they never did. So just this August my last account was settled. What a joke. All that time it gained so much interest. So they finally contacted me to give them more money. What a joke. They did not save me much and still took $375 for themselves for resolving the account. If I was not persistent about resolving my debt and contacting them monthly, the account would not have been touched and I would have a crap load of money in my account from monthly payments.

After disputing this with them and I told them to check my account notes and the conversations they say they record, and that I have been diligent in trying to resolve this myself. Their response was they did not see anything about that in my account notes.

Do yourself a favor and never do debt relief, and not with this company, and if the company says your conversation is being recorded, tell them you are recording them. I still have to pay the company $26 to be finished with them. I told them you can eat that $26 after all that I have been through. They said no and told me to have a good day. I am glad to be finished with this nightmare and would not wish this on anyone.

Bottom Line: No, I would not recommend this to a friend

After facing more than $20,000 in credit card debt and getting refusal upon consolidation loan refusal from various lenders, I received a phone call from Freedom Debt Relief. One of the lenders that rejected me for a consolidation loan forwarded my info to FDR and the rep explained their approach to debt relief.

I was very hesitant at first. The idea of simply stopping my credit card payments in order to settle my credit card debts for less than I owed was very scary. After all, it's embedded in your memory to "pay your bills on time" and dealing with debt collectors was not something I wanted to deal with. But the rep was a smooth talker, and after getting nowhere making credit card payments, I stopped paying my credit card bills, gave the money I would normally pay to FDR, and let them handle the credit card companies when they saw fit.

When I started the program, I had seven credit card bills and as I previously mentioned owed approximately $20,000. In the first year, they were able to settle two of those debts at about half of what I owed. I would constantly check my credit reports (at that point it was down in the upper 500’s because of all those cards I stopped paying). When these two debts were settled and reflected on my credit report as not delinquent anymore, I knew FDR was for real and was happy to give them my hard earned money to settle my remaining debts!

A year and a half into the plan, I received a series of calls from FDR with an enticing new deal! Since I had been faithfully sending FDR payments without skipping, I was given the option to participate in Freedom’s “Consolidation Plus” consolidation loan repayment plan. They would settle the remainder of my debts and I would pay Freedom back in terms of a high-interest loan. The loan itself, at 23% interest, was a tough pill to swallow but it’s about the same APR that the credit cards carried and at the time that the time my credit score was so low so beggars can’t be choosers! I went for the loan and once all of my debts were settled, I only owed $13,000! That was a savings of $7,000!

Over the course of the next two years, I got a second job in order to pay FDR and the consolidation plus loan. I initially was giving FDR $170, twice a month ($340 total). The CP loan term was five years, but due to the second job, I was able to give them much more! I gave them $425 every two weeks for two years and successfully paid the loan off early! My credit score is now back in the lower 700’s and while I’ve managed to acquire some credit card debt since it’s only $1,500 and I plan on keeping it that way!

Freedom Debt Relief saved my financial life in many ways and would highly recommend them to anyone overwhelmed in debt! FDR works, but only if you let it. You simply can’t just not pay them and have them work for you like that. You have to be willing to trust them, pay them, and be willing to make sacrifices in order to get rid of your credit card debt. Be like me and get a second job if you have to! Just remember, nobody forced you to get in the kind of debt that you’ve accumulated in the first place! If you need help from companies like Freedom Debt Relief, be ready to do your part to ensure that your debts get settled.

Hopefully, I’ll never have to use them again, but my experience with FDR has taught me a lot about debt, knowing my spending limits, and NOT to abuse your credit cards and refuse credit limit increases. Thanks again Freedom for all your help!

Bottom Line: Yes, I would recommend this to a friend

It's taking too long to negotiate debt resolution on accounts. Only one account settled in five months. I am very disappointed in the overall performance and in the long duration of the process, plus my crediting rating continues to plunge.

Bottom Line: No, I would not recommend this to a friend

The folks who work for Freedom Debt Relief are truly there to help you and boost your morale during your time of frustration and suffering through this time of difficulty. You even receive congratulation messages as you progress through the program from all of the team. How many times do you get that support from any other establishment? Even my bank tells me I could not have chosen a better program to work with. That tells me a lot.

Bottom Line: Yes, I would recommend this to a friend

I think things are being handled ok, but I don't think their dashboard is very helpful for clients (me). It is very vague for a person who is so over stressed about being harassed about paying credit card bills, and telling a client exactly what is happening and where you are at in the process of negotiating. I am more upset about the fact that when I came on board I was told I could add any bills, such as hospital bills, or I have a few payday loans that I need help with, and I have tried twice to add them on with no success. So meanwhile I am getting cards taken care of, and I am getting bashed by Pay Day loan folks.

Bottom Line: No, I would not recommend this to a friend

My husband Ralph and I were facing bankruptcy as an only option to our personal financial disaster! Just in the nick-of-time, we received a Freedom Debt Relief application. Jane Wade called Freedom to get the particulars of how the debt reduction for Freedom worked. In a matter of minutes, Ralph and I were all signed up, and a new client of Freedom Debt Relief. Several creditors were offered a full debt reduction payment for the account (that they were previously unsuccessfully trying to collect from us). Creditors accepted the debt reduction account payoff. Jane Wade (wife), and Ralph (husband) have been financially saved by Freedom!

Bottom Line: Yes, I would recommend this to a friend

I feel like I'm in good hands. Even though I've never figured out how to setup my dash. I I trust the people I'm working with. A couple of accounts have been settled, and I hope to clear some more soon. Then I guess they will help me on the taxes. One can only pray.

Bottom Line: Yes, I would recommend this to a friend

We signed up with FDR in 2015. We did it because I had been out of work ten months and then my husband has a stroke. Jonathan at FDR promised he could have us debt free in three years. From the beginning, it was us doing the leg work. Then the harassing calls started coming in from creditors. They had us change our address and phone number to their address.

A few months later we get a notice on our door to appear in court even though our address was changed to theirs. I called Jonathan, and he says that happens, but there is a bank that will take it on. He did say the interest was higher so our payment would be more. We thought we were on the down hill stretch of this and I contact them to find out Jonathan never told us it increased us to over five years an an extra $28,000 on top of our debt.

I have asked them for copies of anything we signed to show we agreed to this no response. We are considering a lawyer at this point.

Bottom Line: No, I would not recommend this to a friend

First and foremost I want to THANK YOU to Freedom Debt Relief for taking out the time to listen and understand what I was going through. When I called their company and explained what was happening, and I was told they will meet with their supervisor and will call me back if approved by 5 pm, my blood pressure went to the roof. I was thinking to myself I wasn't going to get approved, but they called back and said: "Joyce you are approved and let's get things started." My blood pressure went back to normal and everything is starting to go into place.

Bottom Line: Yes, I would recommend this to a friend

They steal your money and do not pay your debt. I had to cancel because they refused to make a $126 payment. I had $240 in the account to make payment. Then I canceled, and they took money out of my bank account. I then had $450 in my account, and they told me I only get $139 back. They kept the rest of my money.

Bottom Line: No, I would not recommend this to a friend

If you are feeling down and out about your finances, do what I did, call Freedom Debt Relief. They are there for you. I hesitated to call them, but I am so glad I did. They are working hard for me, and I really appreciate them!

Bottom Line: Yes, I would recommend this to a friend

Freedom Debt Relief worked with five companies to reduce our debt amount and intervene with creditor contacts. This has been a special blessing to us after my husband's health issues.

Thank you!

Bottom Line: Yes, I would recommend this to a friend

I am happy I decided to go with this company. They send me constant updates, and it has been a pleasant experience so far. I would definitely recommend this company. I'm glad to see that Shark Tank suggests them as well.

Bottom Line: Yes, I would recommend this to a friend

The product seems to work as advertised, and they research your individual situation to qualify you.

In turn, you decide which debts you'd like to include in your package. After your schedule is accepted, they test your account to see if your banking information is current and are able to take on the debts from your bank that you agree upon.

Your payoff is made available to you through your personal account that you can view, to keep you abreast as to where your funds are going toward which bill and when it will be paid off.

I would say that only a portion of the funds taken can be seen at which they are applied.

Still awaiting results from others in quo.

Bottom Line: Yes, I would recommend this to a friend